If you or a loved one has been injured while riding a bicycle, the personal injury lawyers at McKenzie Lake can help you navigate through the complex system of benefits and insurance.
Your bicycle accident may be considered a motor vehicle accident if a vehicle was involved. This does not necessarily mean that the vehicle has to strike you; you could be injured after being cut off by a vehicle, or be injured due to debris on the roadway left behind from a vehicle.
If a vehicle is involved, you need to contact your own auto insurer to commence a claim for accident benefits. If you do not have your own vehicle, you may be insured under an auto policy owned by a family member with whom you reside, or upon whom you are considered a “dependent”. If neither of these scenarios are available, you can make a claim under the other vehicle owner’s insurance policy. If the identity of the driver or owner of the vehicle involved is unknown to you, you can make a claim through the Motor Vehicle Accident Claims Fund.
Depending upon the severity of your injuries, you may be entitled to sue the other driver for compensation, including damages for pain and suffering, income losses and other losses. You may also be entitled to recover for out of pocket expenses you incur, so it’s important to save any receipts or invoices.
Other parties may be involved and responsible for your injuries as well, such as construction companies or municipalities that fail to properly warn about roadworks, for example. Some parties, such as municipalities, must be put on notice within 10 days of the occurrence of the incident. It is, therefore, important that you seek legal advice as soon as possible.
The personal injury lawyers at McKenzie Lake can help you through this process.